Ground-Up Construction Loans in Florida

OVERVIEW

How It Works

We provide construction financing for builders and developers breaking ground on new residential or small commercial projects throughout Florida. From infill lots in Miami and Coral Gables to master-planned communities in Orlando, Naples, and the Tampa Bay area, our loans are structured around your timeline — not a bank's quarterly review cycle.

Draw schedules are inspection-based and designed to keep capital flowing without unnecessary delays. We work directly with your general contractor to coordinate draws and keep your project moving.

Interest accrues only on drawn funds, which means you're not paying for capital you haven't used yet. With terms up to 24 months and loan amounts up to $10M, we can handle projects of meaningful scale across the state.